Credits and Financing with Thorr & Vinci

Credit as a financial tool

Finance Your Projects with Thorr & Vinci

Make your plans a reality with our tailor-made credit solutions. Whether you want to buy a home, finance renovation work, support or set up your own business, or invest in rental property, Thorr & Vinci can help you obtain the financing options best suited to your project, your situation and the best terms.

Our approach

Tailor-made financing advice

At Thorr & Vinci, we offer you a complete range of credit solutions to help you obtain the financing you need to make your projects a reality.

We help you choose the right financial package to secure your project and adapt it to your situation and objectives: amortizable, bullet, bridging or revolving loans.

A detailed analysis of your indebtedness, income and assets enables us to present the best version of your situation and your project to the lending institutions, so as to obtain the best terms for you: amount of contribution, term, rate, insurance, guarantee, early repayments.

We act independently in your interest; we have access to all the banks on the market, and if we receive a fee or commission from a bank, we pass it on to you.

Our credit solutions

Financing for all your projects

Loans
real estate

Realize and secure your real estate projects.

Professional credits

Support the growth of your business assets.

Cash flow and equipment financing: Asset-based loans for your family projects
Equipment leasing, real estate leasing: leasing with purchase option for your real estate, automobile, equipment and material purchase projects.
Refinancing shareholders' current accounts: Protect your personal savings made available to your company
Capital Transmission - Holding: Increase the value of your business assets by buying out companies and shares yourself through OBOs, LBOs and MBOs.

Loans
consumer

Finance your personal projects with tailored, flexible credit solutions.

Credit consolidation

Simplify the management of your finances and reduce your monthly payments by consolidating all your loans.

Reduce your monthly payments: Reduce the amount you pay per month by spreading out your loans over the same term.
Increase your borrowing capacity: Improve your borrowing capacity for other projects by repaying your current loans over a longer period.
Simplified repayment management: combine several loans into a single monthly payment to simplify your financial management.
Protecting your savings for other projects: Borrowing over a longer term allows you to use your savings for other projects, such as investments, gifts, inheritance...

Eco-PTZ

Finance your energy renovation projects interest-free with the zero-rate eco-loan.

Need customized financing?

Customized Credit Solutions

Our commitments

At Thorr & Vinci, we’re committed to offering you secure credit solutions perfectly tailored to your needs, situation and objectives. Discover what makes us the ideal partner for financing your personal and professional projects.

Total transparency: Clear, comprehensive information on our credit offers, with no hidden charges, and a fee that's specified at the outset and only payable once your project has been completed.
Maximum security: Secure financing solutions to protect your investments, your assets and your family.
Personalized support: Personalized support from our experts to help you find the right loan and manage it once it's up and running.
Financial Optimization: Expert advice on how to optimize your financing, reduce costs and taxes, and increase profitability.
National and International scope: Credit solutions available for your projects in France and abroad.

No payment of any kind whatsoever may be demanded of an individual prior to obtaining one or more loans of money. ” Article L 321-2 of the French Consumer Code

« A loan commits you and must be repaid. »

“Check your ability to repay before you commit yourself.” Article 312-5 of the French Consumer Code.